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    Subrogation:
    An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.

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    Insurance Articles

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    The Insurance Claim Game
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    Insurance News

    If insurance was free, would there still be an underinsurance problem?
    Nov 20 :: Even if price wasnít a factor, AMPís Chris Kirby argues that Australia would still have an under-insurance... read more

    Regulatory compulsion propels commercial insurance
    Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of... read more

    Premium rates for life cover sold by advisers in decline
    Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across... read more

    Life insurers pay out $4 billion in 2011
    Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from... read more

    Direct life insurance up but credit insurance flat
    Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are... read more