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Insurance Deductible:
the amount that an insured is required to contribute toward an insurance claim as stipulated in an insurance policy. Otherwise known as the "policy excess".

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Business Insurance Online :: Site Map

Business Insurance Online Site Map

We have created this site map to assist you to more easily navigate the Business Insurance Online website.

Business Insurance Online Home Page An introduction to the Business Insurance Online website and to the products and services we provide.
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Insurance Articles

Protect Your Lifestyle With Income Protection Insurance
Income protection insurance can be a valuable product if you have mortgage repayments or credit card or loan repayments to meet each month. No one knows what is around the corner... read more

Get to Know About Contractors Insurance
Contractors insurance is a specialized coverage for risks associated with contractor's work as a result of a contract. The purpose of purchasing this insurance policy is to protect... read more

The Insurance Claim Game
If you've never had to file an insurance claim, consider yourself lucky - in more ways than one. While it's terrific that you haven't suffered a loss significant enough to file a... read more

Insuring against loss of income
An important part of stress-testing yourself involves imagining what would happen if your source of income were cut off.

If you've done that and the answer scares you, there... read more

Business Interruption Insurance - Getting the Indemnity Period Right
Business Interruption Insurance can be what stands between the collapse or survival of your business following major loss such as a fire, flood or storm. As important as getting the... read more

Insurance News

If insurance was free, would there still be an underinsurance problem?
Nov 20 :: Even if price wasn’t a factor, AMP’s Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industry’s job to kill preconceptions and... read more

Regulatory compulsion propels commercial insurance
Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional indemnity, according to... read more

Premium rates for life cover sold by advisers in decline
Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December 2004 and June 2012, according... read more

Life insurers pay out $4 billion in 2011
Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store. The... read more

Direct life insurance up but credit insurance flat
Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related insurance sales, according... read more